• Four Essential Components of a Strong Offer Four Essential Components of a Strong Offer

    1 comment / Posted on by Steven Rivera

    Four Essential Components of a Strong Offer

    If you’re in the process of shopping for a home, you likely want to know how to make your offer stand out from the crowd. We’ve put together four components that you can use to your advantage when putting together a strong offer. Read on to learn how to put together an offer that will undoubtedly capture the sellers’ attention.

    Offer Price

    This is one component of an offer that everyone knows about, even if they’ve never been through the process before. However, as the buyer, it might be less of a big deal than many people make it out to be.

    From the sellers’ perspective, the offer price makes a huge difference. The proceeds that they receive from at settlement are the only benefit that they get from the sale of their home. That money could be what they’re relying on to carry them through retirement or possibly these funds may be needed for the sale of their new home. In either case, it is likely that the sellers have a firm bottom line that they need to meet.

    However, as the buyer, you’re a bit more protected from the impact of a higher offer price. Any increase in price will be rolled into your mortgage and you’ll pay for it over the life of the loan. It will likely only make a small difference in your monthly payment.

    Keep this in mind as you put your offer together. While you ultimately have to be comfortable with the amount you agree...

    If you’re in the process of shopping for a home, you likely want to know how to make your offer stand out from the crowd. We’ve put together four components that you can use to your advantage when putting together a strong offer. Read on to learn how to put together an offer that will undoubtedly capture the sellers’ attention.

    Offer Price

    This is one component of an offer that everyone knows about, even if they’ve never been through the process before. However, as the buyer, it might be less of a big deal than many people make it out to be.

    From the sellers’ perspective, the offer price makes a huge difference. The proceeds that they receive from at settlement are the only benefit that they get from the sale of their home. That money could be what they’re relying on to carry them through retirement or possibly these funds may be needed for the sale of their new home. In either case, it is likely that the sellers have a firm bottom line that they need to meet.

    However, as the buyer, you’re a bit more protected from the impact of a higher offer price. Any increase in price will be rolled into your mortgage and you’ll pay for it over the life of the loan. It will likely only make a small difference in your monthly payment.

    Keep this in mind as you put your offer together. While you ultimately have to be comfortable with the amount you agree...

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  • Productivity Tips for Working in Your Home Office Productivity Tips for Working in Your Home Office

    0 comments / Posted on by Steven Rivera

    Productivity Tips for Working in Your Home Office

    Working from home is enticing because it gives you an opportunity to setup your office to be as comfortable and efficient as you desire. But it can be also a challenge due to the number of distractions that are unique to the home environment.  You should consider how to effectively set up a home office to avoid the temptation to start a quick load of laundry or catch up on that episode you missed last night. I know that sometimes, when I work from home without creating a proper environment, I'm not very productive. It is just too easy to get distracted!  Setting up your office with your own set of office rules and beneficial environment  will ensure optimal productivity which in turn means ultimate profit for your business.

    Consider your color choice

    According to Color-Psychology, research says yes; color can absolutely affect your mood, behavior and stress levels. Researchers at Creighton University found that colors significantly influence employees’ emotions and efficiency. Green has a calming effect that is believed to relieve stress. This is a great option for a home office because having excess stress can put a strain on your work. A soothing atmosphere will help you concentrate.

    Organizing your space

    There is a saying by A.A Milne, "Organizing is what you do before you do something". Chances are that you will likely spend the most time at your desk, so it is crucial to keep your desk organized to stay productive. The last thing you want is to...

    Working from home is enticing because it gives you an opportunity to setup your office to be as comfortable and efficient as you desire. But it can be also a challenge due to the number of distractions that are unique to the home environment.  You should consider how to effectively set up a home office to avoid the temptation to start a quick load of laundry or catch up on that episode you missed last night. I know that sometimes, when I work from home without creating a proper environment, I'm not very productive. It is just too easy to get distracted!  Setting up your office with your own set of office rules and beneficial environment  will ensure optimal productivity which in turn means ultimate profit for your business.

    Consider your color choice

    According to Color-Psychology, research says yes; color can absolutely affect your mood, behavior and stress levels. Researchers at Creighton University found that colors significantly influence employees’ emotions and efficiency. Green has a calming effect that is believed to relieve stress. This is a great option for a home office because having excess stress can put a strain on your work. A soothing atmosphere will help you concentrate.

    Organizing your space

    There is a saying by A.A Milne, "Organizing is what you do before you do something". Chances are that you will likely spend the most time at your desk, so it is crucial to keep your desk organized to stay productive. The last thing you want is to...

    Read more

  • Reasons To Consider Investing In Rental Property In Today’s Market Reasons To Consider Investing In Rental Property In Today’s Market

    0 comments / Posted on by Steven Rivera

    Reasons To Consider Investing In Rental Property In Today’s Market

    The real estate market is constantly changing, with investment approaches shifting as new market trends and area-specific information drive change. What worked twenty, fifteen or even five years ago may not work now or in the new year to come. Successful real estate investors need to constantly consider market trends in order to continue growing within their industry.

    The Real Estate Market Could Crash In The Next Few Years (Or Sooner)

    There are many signs that another real-estate market crash is on the horizon. Zero or low down payment mortgages are again becoming a thing. Real estate prices have risen dramatically while incomes have basically stagnated, which suggests a lot of people may be getting in over their heads. With market conditions changing it makes sense to invest in rental properties in 2019.

    Increased Demand For Rentals Due To The Shift In The Market

    Most young home buyers are more savvy than you may think and realize that this is not the right time to purchase due to the market trend - higher interest rates historically bring down the home value , therefore the demand for rentals will increase in the New Year as it is becoming apparent that purchasing may not be the way to go for now.
    In the past the thinking process was that if home prices go down, you can just sit tight for a couple of years until they come up again. In my opinion those home buyers should be prepared for a long wait. I have a friend who bought a house...

    The real estate market is constantly changing, with investment approaches shifting as new market trends and area-specific information drive change. What worked twenty, fifteen or even five years ago may not work now or in the new year to come. Successful real estate investors need to constantly consider market trends in order to continue growing within their industry.

    The Real Estate Market Could Crash In The Next Few Years (Or Sooner)

    There are many signs that another real-estate market crash is on the horizon. Zero or low down payment mortgages are again becoming a thing. Real estate prices have risen dramatically while incomes have basically stagnated, which suggests a lot of people may be getting in over their heads. With market conditions changing it makes sense to invest in rental properties in 2019.

    Increased Demand For Rentals Due To The Shift In The Market

    Most young home buyers are more savvy than you may think and realize that this is not the right time to purchase due to the market trend - higher interest rates historically bring down the home value , therefore the demand for rentals will increase in the New Year as it is becoming apparent that purchasing may not be the way to go for now.
    In the past the thinking process was that if home prices go down, you can just sit tight for a couple of years until they come up again. In my opinion those home buyers should be prepared for a long wait. I have a friend who bought a house...

    Read more